| Charge Items |
Requirements/Charges |
| Current / Savings Accounts |
| Minimum balance |
AED |
AED 3,000 |
| US Dollars |
USD 1,000 |
| GBP |
GBP 500 |
| Euro |
EUR 600 |
| Other (equivalent to AED) |
AED 3,000 |
| Breach of minimum balance (Monthly) |
| AED |
AED 25 |
| US Dollars |
USD 7 |
| GBP |
GBP 5 |
| Euro |
EUR 5 |
| Other (equivalent of UAE) |
AED 25 |
| Mudaraba Investment Deposits |
| Minimum deposit amounts |
AED 10,000 |
Cards |
| Visa Electron Card/Debit Card Fees |
| Supplementary Cards |
AED 25 |
| Replacement/Re-issuance of card |
AED 25 |
| Transaction charges |
| Fees for using other bank’s ATM |
AED 2 |
| Balance enquiry |
AED 1 |
| Fees for using an ATM outside the UAE |
As per the country host |
| Processing fee for foreign currency transaction added to foreign exchange rate |
2% |
| Credit Cards |
| |
Category A |
Category B |
| Fixed monthly fees – Classic Card |
AED 20 |
AED 75 |
| Fixed monthly fees – Gold Card |
AED 25 |
AED 130 |
| Fixed monthly fees – Infinite Card |
AED 50 |
AED 295 |
| Annual Fees - Supplementary Cards* |
AED 100 |
| Fees on cards |
| Cash withdrawal fees (Limited to AED 3,000 per transaction) |
AED 30 |
| Over Limit Administration Fees |
AED 100 |
| FCY Transaction Fees |
2.5 of Transaction Amount for Foreign Currency Conversion Fee |
| Late Payment Fees (to charity after deduction of collection cost) |
AED 150 |
| Voucher Copy |
AED 25 |
| Replacement/Re-issuance of card |
AED 100 |
| E-services |
| Attijari Phone Banking |
| PIN Re-issuance |
AED 25 at Branch, free on E-channels |
| Attijari SMS Banking |
| Above 5 Messages |
AED 0.20 Per Message |
| Attijari Online Banking |
| Pin Re-issuance |
AED 25 at Branch, free on E-channels |
| Cheques Collection |
Post dated cheques deposited for collection |
AED 10 Per cheque |
| Postage Charges (where applicable) |
AED 25 |
| Cheque Return Charges |
AED 25/- Plus correspondent charges |
| Stop Payments Charges per cheque |
AED 50 Per cheque |
| Special Cheque Clearing from other banks |
| Payment by Manager's Cheque |
AED 30 |
| Payment through Central Bank |
AED 75 |
| Standing Order |
| Standing Order - Set Up |
AED 50 |
| Standing Order transaction charges |
Charge as per MC/DD Swift Charges |
| Non-Execution of S/O due to lack of funds |
AED 25 (per reminder) |
| Standing Order Amendment Charges |
AED 25 |
| Teller Services |
| Cash Commission on Foreign Currency transactions |
1% of FCY amount Min. AED 20 |
| Teller Services |
6 transactions Free per month. Additional AED 10 per Transaction (other than Cash Transactions) |
| Outward Remittances |
| Manager's Cheque |
AED 30 |
| Demand Drafts |
AED 30 |
| Certified Cheque |
AED 30 |
| SWIFT/Telex Transfer |
| Within UAE |
AED 75 at Branch, AED 60 through Online banking |
| Gulf Countries |
AED 75 at Branch, AED 60 through Online banking |
| Other Countries (one message) |
AED 80 at Branch, AED 60 through Online banking |
| Transfer involving 2 messages |
AED 100 at Branch, AED 75 through Online banking |
| Stop payment of DD/Manager's Cheque |
AED 50 |
| DD/TT Cancellation |
AED 50 |
| Manager's Cheque Cancellation |
AED 20 |
| Recall of TT |
AED 100 |
| Fate Inquiry |
AED 100 |
| Inward Remittances |
| Payment in cash to Non - Account Holder |
| In Local currency |
AED 100 |
| In Foreign currency |
1% Flat Commission (min. AED 150) |
| Murabaha Vehicle Finance |
| Processing fees |
AED 500 |
| Profit Rate |
As per Credit Policy for Vehicle Finance |
| Partial Payment |
Up to 1% of the partial payment amount (subject to Sharia approval) |
| Postponement request |
AED 100 |
| Re-scheduling of finance |
AED 250 |
| Finance Cancellation Fees |
AED 100 |
| Late Payment Fees (contributed to charity) |
AED 50 |
| Personal Finance |
| Processing fees |
1% of finance amount Min. AED 500 Max. AED 2,500 for Personal Finance |
| Profit Rate |
As per Credit Policy for Personal Finance |
| Partial Payment |
Up to 1% of the partial payment amount (subject to Sharia approval) |
| Postponement request |
Not Permitted |
| Re-scheduling of finance |
AED 250 |
| Finance Cancellation Fees |
AED 100 |
| Late Payment Fees (contributed to charity) |
AED 200 |
| Certificates |
| Account Balance certificate |
AED 50 |
| Liability Certificate |
AED 100 |
| No Liability Certificate |
AED 100 |
| Audit Confirmation |
AED 100 |
| Account Closure certificate (Release letter) |
AED 50 |
| Economic Department Certificate |
AED 100 |
| Credit Enquiry with UAE Banks |
AED 50 |
| Courier Charges |
| Within same Emirate |
AED 30 |
| Other Emirates |
AED 50 |
| Within Gulf Countries |
AED 100 |
| Other Countries |
AED 150 |
| General Postage to all Countries |
AED 15 |
| Other Charges |
| Monthly Statement of Account outside the cycle |
AED 25 |
| Cheque Photocopy |
Less than one year AED 10, over one year AED 20 |
Returned Cheque charges due to Non
SufficientFunds
|
AED 100 |
| Standard Cheque Books |
First cheque book on opening account:
Free Additional Cheques book: AED 1 per leaf + courier charges |
| Closing Accounts |
AED 100 closing within one year of opening |
Call
800-847 or