Features and Benefits
- Profit Rate - Enjoy life more and pay less on purchases with attractive profit rates.
- Balance Transfer - Reduce your credit card(s) payments by transferring your outstanding balances from other credit card(s) and enjoy 0% profit rate for 6 months!
- Easy Installment Plan - That lets you make big purchases and payback in smaller installments for period of 3, 6 and 12 months at affordable profit rates with no processing fee. For more information, please refer to Easy Installment Plan .
- Cash-on-Call - Get easy access to cash when you need it. We can transfer cash instantly into your bank account with just a call. The facility is available for period of 3, 6 and 12 months at affordable profit rates with no processing fee
- Minimum Card Payment - Manage your budget the way you want, you have complete flexibility from 5% to 100% to settle your card outstanding on payment due date
- ATM Cash Withdrawal & Merchant Purchases - Use your card for cash withdrawals at thousands of ATM's and make purchases at millions of establishments around the globe
- No Annual Fee for the first year on Primary Card. Annual fee* applicable only from second year onwards
* Annual Fee will be levied on the Primary Card on completing each anniversary. Annual Fee levied shall be reversed if the retail spends in the previous 12 months is AED 100,000 and above.
- Supplementary Card: Free for life, for family and age above 15 years
- CBD Rewards Points Rewards Program – reward points for every dirham spent. For more information, please refer to CBD Reward Points .
- Complimentary access to Pharaohs Wafi Club. For more details please refer to Pharaohs' Club .
- Free Valtrans valet parking 3 times per month at Mirdif City Center, City Walk, Dubai International Airport, Box Park and many more locations. For more details please refer to CBD Credit Cards Valet Parking .
Valtrans valet parking services at Dubai International Airports (T1, T2 & T3), Al Maktoum International Airport ,Cleveland Clinic Abu Dhabi and American Hospital has been temporarily discontinued effective March 20, 2020 until further notice.
- 50% discount on VOX cinemas & Reel cinemas tickets across the UAE . For more information,Click here .
To avail VOX, Reel, Pharaohs' Club and Valtrans facility, customer must have a minimum monthly (calendar month) retail spend* of AED 5,000 on the CBD primary credit card. If spend on CBD primary credit card during the month is less than AED 5,000, the customer's card account will be charged as below:
- For VOX, Reel and Valtrans: At actual
- For Pharaohs Club: AED 160
*Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal.
Airport Lounges Access
As a Visa Infinite Cardholder, effective 01st January 2019 you can enjoy up to a maximum of 12 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 12 complementary visits per calendar year and the Cardholder shall be allowed accompanied with a guest. Please note that Cardholder along with a guest shall be considered as 2 visits.
- The 1st & 2nd visits by the cardholder or the 1st visit along with 1 Guest is complimentary.
- However, in order to be eligible for the subsequent complimentary visits in the same calendar year, the cardholder (separately for Primary and Supplementary cardholder) needs to make a minimum international spend of USD 1 using his/her CBD Visa infinite Credit Card.
- If the cardholder exceeds the maximum number of complimentary visits (i.e. 12 visits in the calendar year) or does not meet the above conditions, Lounge Key shall charge USD 32 per person per visit to the card.
For answers to Frequently Asked Questions on Airport Lounge Access, visit Frequently Asked Questions
- Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 1,000,000.
- Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year.
- Extended warranty: Protects you from theft or accidental damage.
- Discounts: Up to 12% at Agoda.com and upto 8% at Hotels.com
For more information on benefits and offers on Visa Infinite Credit Cards, visit Visa Infinite Benefits