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Mudaraba Investment Deposit

Al Islami CBD Investment Deposit is Shari'a compliant investment deposit scheme from Commercial Bank of Dubai designed to make your investments grow with market-competitive profit rates. It operates under 'Mudaraba' principle.

  • Profit is distributed on a quarterly basis.
  • Attractive profit rate.
  • Available deposit terms 1, 3, 6, 9, or 12 Months.
  • Auto renewal facility.
  • Premature encashment is allowed (subject to terms & conditions).
  • Available in UAE Dirhams and US Dollars.
  • Free online and mobile banking.
  • 24 hour toll free contact centre – 600 527223

View Mudaraba Terms and Conditions


Terms & Conditions - Participation in the Common Deposit Pool – Effective 1 Jan 2023 until further notice

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شروط وأحكام المشاركة في وعاء الودائع المشترك - تسري هذه الشروط والأحكام من 1 يناير 2023 حتى إشعار آخر

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  Key Facts Statement


We kindly request you to carefully read and understand this document, If you are applying for a CBD Al Islami Investment Deposit Account from Commercial Bank of Dubai
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MUDARABA PROFIT RATES FOR AED – Q3-2022
Invested Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.32 0.37 0.65 1.00 1.60 1.90 2.10
From AED 1 M - less than 10 M 0.33 0.38 0.70 1.10 1.70 __ 2.15
From AED 10 M - less than 100 M 0.40 __ __ 1.30 __ __ 2.35
100 M and above __ __ __ 1.35 __ __ __
MUDARABA PROFIT RATES FOR AED – Q2-2022
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.22 0.27 0.55 0.95 1.55 1.80 2.05
From AED 1 M - less than 10 M 0.23 0.28 0.60 1.05 1.65 __ 2.10
From AED 10 M - less than 100 M 0.23 __ 0.90 1.20 __ __ 2.25
100 M and above 0.24 __ __ 1.25 __ __ __
MUDARABA PROFIT RATES FOR AED – Q1-2022
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.22 0.27 0.43 0.54 0.70 0.87 0.98
From AED 1 M - less than 10 M 0.23 0.28 0.45 0.57 0.74 __ 1.02
From AED 10 M - less than 100 M 0.24 __ 0.46 0.58 __ __ 1.04
100 M and above __ __ __ 0.60 __ __ __
MUDARABA PROFIT RATES FOR AED – Q4-2021
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.23 0.29 0.46 0.57 0.75 0.92 1.03
From AED 1 M - less than 10 M 0.24 0.30 0.48 0.60 0.78 __ 1.08
From AED 10 M - less than 100 M 0.25 __ 0.49 0.61 __ __ 1.10
100 M and above 0.26 __ __ 0.64 __ __ __
MUDARABA PROFIT RATES FOR AED – Q3-2021
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.23 0.29 0.46 0.57 0.75 0.92 1.03
From AED 1 M - less than 10 M 0.24 0.30 0.48 0.60 0.78 __ 1.08
From AED 10 M - less than 100 M 0.25 __ 0.49 0.61 __ __ 1.10
100 M and above 0.26 __ __ 0.64 __ __ __
MUDARABA PROFIT RATES FOR AED – Q2-2021
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.26 --- 0.51 0.64 0.83 1.02 1.15
From AED 1 M - less than 10 M 0.27 0.33 0.53 0.67 0.87 __ 1.20
From AED 10 M - less than 100 M 0.27 __ 0.55 0.68 --- __ 1.23
100 M and above 0.28 __ __ 0.71 __ __ __
MUDARABA PROFIT RATES FOR AED – Q1-2021
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.26 0.32 0.51 0.64 0.83 1.03 1.15
From AED 1 M - less than 10 M 0.27 0.33 0.54 0.67 0.87 __ 1.20
From AED 10 M - less than 100 M 0.27 __ 0.55 0.68 --- __ 1.23
100 M and above 0.28 __ __ 0.71 __ __ __
MUDARABA PROFIT RATES FOR AED – Q4-2020
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.27 0.33 0.53 0.67 0.87 1.07 1.20
From AED 1 M - less than 10 M 0.28 0.35 0.56 0.70 0.90 __ 1.25
From AED 10 M - less than 100 M 0.28 __ 0.57 0.71 --- __ 1.28
100 M and above 0.30 __ __ 0.74 __ __ 1.28
MUDARABA PROFIT RATES FOR AED – Q3-2020
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.36 __ 0.71 0.89 1.16 1.43 1.61
From AED 1 M - less than 10 M 0.37 0.47 0.75 0.93 1.21 __ 1.68
From AED 10 M - less than 100 M 0.38 __ 0.76 0.95 --- __ 1.72
100 M and above 0.40 __ __ 0.99 __ __ __
MUDARABA PROFIT RATES FOR AED – Q2-2020
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.41 __ 0.82 1.02 1.33 1.64 1.84
From AED 1 M - less than 10 M 0.43 0.53 0.85 1.07 1.39 __ 1.92
From AED 10 M - less than 100 M 0.44 __ 0.87 1.09 --- __ 1.96
100 M and above 0.45 __ __ 1.14 __ __ __
MUDARABA PROFIT RATES FOR AED - Q3-2019
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.38 __ 0.77 0.96 1.25 1.53 1.73
From AED 1 M - less than 10 M 0.40 --- 0.80 1.00 1.30 __ 1.80
From AED 10 M - less than 100 M 0.41 __ 0.82 1.02 1.33 __ 1.84
100 M and above 0.43 __ __ 1.07 __ __ __
MUDARABA PROFIT RATES FOR AED - Q2-2019
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.37 __ 0.75 0.94 1.22 1.50 1.68
From AED 1 M - less than 10 M 0.39 0.49 0.78 0.98 1.27 __ 1.76
From AED 10 M - less than 100 M 0.40 __ 0.80 1.00 1.30 __ 1.80
100 M and above 0.42 __ __ 1.04 __ __ __
MUDARABA PROFIT RATES FOR AED - Q1-2019
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.37 __ 0.75 0.94 1.22 1.50 1.69
From AED 1 M - less than 10 M 0.39 0.49 0.78 0.98 1.27 __ 1.76
From AED 10 M - less than 100 M 0.40 __ __ 1.00 1.30 __ 1.80
100 M and above 0.42 __ __ 1.04 __ __ __
MUDARABA PROFIT RATES FOR AED - Q4-2018
Deposit Amounts Saving Call TENURE
1 Month 3 Months 6 Months 9 Months 12 Months
From AED 1 - less than 1 M 0.35 __ 0.71 0.89 1.15 1.42 1.59
From AED 1 M - less than 10 M 0.37 0.46 0.74 0.93 1.20 __ 1.67
From AED 10 M - less than 100 M 0.38 __ __ 0.94 1.23 __ 1.70
100 M and above 0.90 __ __ 0.98 __ __ __


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UAE: 600 527223

Intl: + 971 600 527223

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