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New to UAE Borrowing Bundle

Top Features

  • Easy access to loan amount up to AED 300,000 to help you settle in UAE
  • Competitive interest rates starting from 5.75% reducing per annum*
  • Flexible repayment period up to 48 months
  • New to UAE current account with exceptional benefits:
    • No minimum balance requirement
    • Free international transfers
    • MasterCard debit card with 900+ 'Buy 1 Get 1 Free' offers
    • Free transportation (pre-loaded NOL Card with AED 50 and free Uber rides)

For more information, click here. T&Cs apply

* Interest rates are subject to internal CBD policy and criteria

Credit Card


  • Credit Card Limits up to AED 100,000 to manage your monthly expenses
  • Low interest rates 2.25% per month* on purchases
  • 50% discount on VOX cinema tickets across the UAE**
  • Free Valtrans valet parking in major locations across UAE**
  • Complimentary access to VIP airport lounges globally**
  • Easy Installment Plan at 0% for 3, 6 or 12 months on credit card purchases with extra reward points
  • Travel Insurance and Purchase protection

* Interest rates are subject to internal CBD policy and criteria
** Credit Card benefits and features depend on card type issued

 

Eligibility Criteria

  • If your total monthly income/salary is minimum AED 15,000
  • Age between 21 and 60 years (at loan maturity)
  • If you are New to UAE and recently arrived on an employment visa

Required Documents


  • Application form and loan agreement 
  • Copy of Emirates ID application form 
  • Salary transfer letter

Fees & Charges

Absher Personal Finance
List of charges
 Requirements / Charges
Processing fee 1% of loan amount min. AED 500 max. AED 2,500
Insurance premium 1% of loan amount
Other Fees and Charges
 As per Personal Finance schedule of charges. Click here to view
Credit Card
Annual Fee
Free
Retail interest rate
Starting from 2.25%
Cash advance transaction fee
AED 100 or 3% whichever is higher
Cash advance interest (from date of transaction)
3% per month
Late payment / Over limit
AED 209
Foreign Exchange fee (forex)
2%

 0%
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Within UAE: 600 527 223

Outside UAE: +971 600 527 223

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