Hemayati Plus

In case of a claim, the beneficiary may call or write to SALAMA. Address:

Family Takaful, P.O. Box 10214, Dubai, United Arab Emirates
Tel No: + 971 4 407 9999
Fax No: + 971 4 357 7007
E-mail: claims@salamalife.ae

SALAMA will release the appropriate claim form and required documentation after initial assessment/verification of the claim notification.

In order to keep the plan in force, you can continue paying your plan contributions where ever you are, through Telegraphic Transfer into SALAMA’s account quoting the complete Plan number in the narration. You will have to intimate SALAMA with the swift copy of the transfer.

No.

You are eligible to get a guaranteed maturity payout as per the table below, provided that all Contributions till maturity have been paid and no claims have been made:

Plan Term (in years)	5	10	15
Bonus (% of total contribution)	25%	40%	50%

For your convenience this Plan has a grace period. All Regular Contributions must be paid within 60 days from the Contribution due date to avoid discontinuation of Protection Benefits.

No. Optional covers are not available with this plan.

In the event of death of the covered member during the term of the plan, a lump sum benefit is paid out to the beneficiaries. In case the beneficiary is not defined, the claim proceeds will be settled by Sharia court where the legal heirs can petition the claim.

You can pay your Monthly or Annual Contribution through your CBD credit card or through direct debit from your CBD Account.

The minimum Sum Covered starts from AED 100,000 and goes up to a maximum of AED 500,000. 

Monthly or Annual

74 years

Minimum age: 18 years; Maximum age: 59 years

5, 10, 15 years

CBD customers with valid UAE/GCC residence visa or holding UAE nationality, falling within the prescribed age limits are eligible to participate in the plan

It is a fixed term family takaful plan that gives you Family Takaful benefit along with in built Terminal Illness benefit and guaranteed maturity pay-outs.